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Breast Pumps Available through Insurance
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Express Hospital-Grade Wearable Breast Pump With PAS
Hygeia Express Powered Breast Pump with built-in lithium rechargeable battery, power cord, and wearable PAS. LCD, thr...
with insurance
Fully Covered
No out of pocket cost
$0
Shop Direct
Instant purchase
$239.99
19% OFF
Nova Luxe Electric Breast Pump
Experience hospital-grade suction up to 283 mmHg with cordless comfort
with insurance
Fully Covered
No out of pocket cost
$0
Shop Direct
Instant purchase
$259.99
25% OFF
Esprit Wearable Electric Breast Pump
The Hygeia Esprit Wearable Electric Breast Pump delivers powerful hospital-grade performance in a lightweight wearabl...
with insurance
Fully Covered
No out of pocket cost
$0
Shop Direct
Instant purchase
$239.99
FIT Pro Cordless Double Breast Pump With PAS
Hygeia FIT Pro Breast Pump with built-in lithium rechargeable battery, power cord, and backflow protection PAS. LCD, ...
with insurance
Fully Covered
No out of pocket cost
$0
Shop Direct
Instant purchase
$174.99
Get Your Breast Pump Through Insurance - At No Cost
Most moms don’t realize this until someone tells them: your insurance already covers a breast pump at no cost.
You don’t need to pay out of pocket, negotiate with your provider, or settle for limited options. You just need to know how to use the benefit and we handle the hard part for you.
The Affordable Care Act requires most insurance plans to cover breast pumps as preventive care. That means no copay, no deductible, and no cost-sharing in most cases.
All you need to do is fill out a quick form and we’ll take it from there.
Why Your Breast Pump Is Covered
The Affordable Care Act classifies breastfeeding support as preventive care. That means your insurer is legally required to cover it at no cost to you. This is not a promotion or rebate. It’s a federal mandate that has been in place since 2012. Coverage includes electric breast pumps, including hospital-grade options like Hygeia pumps. You don’t have to rent. You don’t have to settle for manual. And you shouldn’t have to fight your insurance company to get what you’re entitled to.
Key Points:
- Coverage is per pregnancy, not per year.
- Most plans allow ordering 30–60 days before your due date.
- Your pump ships directly to your home.
- No pharmacy visits or store pickups required.
Who Qualifies for a Free Breast Pump?
Most moms with health insurance in the US qualify for a free breast pump under ACA guidelines.
| Private Employer Insurance | Partial | Covered in most cases. Some older plans may be exempt. |
| Marketplace / ACA Plans | Covered | Covered 100% with no exceptions. |
| Medicaid | Covered | Covered in most states. Coverage varies slightly. |
| CHIP | Covered | Covered for eligible pregnant members. |
| FSA / HSA | Eligible | Eligible expense if paying out of pocket. |
| Short-Term Plans | Check Policy | May not be covered. Check your policy. |
How Insurance Coverage Works
Getting a Hygeia breast pump through insurance is easy.
Step 1
Get a Prescription
Ask your OB, midwife, or healthcare provider for a breast pump prescription.
LETS GET STARTEDStep 2
Fill Out Our Form
Share your insurance details and upload your prescription.
Step 3
We Verify Coverage
We contact your insurance provider and confirm your benefits.
Step 4
Choose Your Pump
Select from available Hygeia pumps including Express, Nova Luxe, Esprit, and Fit Pro.
Step 5
Get It Delivered
Your pump ships to your home within 3–5 business days.
Insurance Plans We Work With
We work with most major US insurance providers and hundreds of regional plans.
Blue Cross Blue Shield
Aetna
UnitedHealthcare
Cigna
Humana
Tricare
Medicaid (State Plans)
And Many More
If your plan isn't listed, fill out the form and we'll check for you.
Breast Pump Through Insurance | Hygeia Health
Most moms don't realize this until someone tells them: the law already requires your insurance to cover a breast pump. You don't have to negotiate for it, pay out of pocket for it, or settle for whatever's cheapest. You just have to know how to use the benefit and we handle the hard part for you.
- The ACA requires most insurance plans to cover breast pumps at $0 to you.
- You need a prescription from your OB, midwife, or healthcare provider.
- We verify your coverage and handle the paperwork.
- Your pump ships within 3–5 business days of approval.
Fill out our 2-minute form and we'll take it from there.
Why Your Breast Pump Is Covered
The Affordable Care Act classifies breastfeeding support as preventive care. That means your insurer is legally required to cover it with no copay, no deductible, no cost-sharing. This isn't a rebate program or a promotional offer. It's a federal mandate that's been in place since 2012.
Coverage applies to the purchase of a breast pump including hospital-grade electric models like the ones Hygeia makes. You don't have to rent. You don't have to settle for manual. And you shouldn't have to fight your insurance company to get what you're entitled to.
A few things worth knowing upfront:
- Coverage is per pregnancy, not per year. You get one pump per baby, and it resets with each new pregnancy.
- Most plans let you order 30 to 60 days before your due date. You don't have to wait until after delivery.
- Your pump ships directly to your home. No pharmacy. No DME counter. No picking it up.
Who Qualifies
The coverage is broad. If you have a current, ACA-compliant health insurance plan in the US, you almost certainly qualify. Here's a breakdown by plan type:
| Plan Type | Coverage Status |
|---|---|
| Private employer insurance | Covered in most cases. A small number of pre-2010 "grandfathered" plans may be exempt — your HR department can confirm. |
| Marketplace / ACA exchange plans | Covered 100%, with no exceptions. All marketplace plans comply with ACA preventive care requirements. |
| Medicaid | Covered in most states. Coverage varies slightly by state, so it's worth confirming your state's specific benefit. |
| CHIP | Covered for pregnant women enrolled in CHIP. Check with your state program for specifics. |
| FSA / HSA plans | Breast pumps are an eligible FSA/HSA expense, so if you're paying out of pocket for any reason, you can use pre-tax dollars. |
| Short-term or non-ACA plans | These plans are not required to comply with ACA mandates and may not cover breast pumps. Check your plan documents. |
How to Get Your Free Breast Pump Through Insurance - Step by Step
The whole process takes about 10 minutes of your time. The rest is on us.
- Get a prescription. Ask your OB, midwife, or primary care provider to write a simple prescription for a breast pump. Most providers do this routinely at a prenatal appointment — it's a quick request. The prescription just needs to confirm your pregnancy and recommend a pump. You don't need anything specific beyond that.
- Fill out our insurance form. It takes about two minutes. We'll ask for your insurance information and prescription details. You can upload your prescription directly in the form, or have your provider send it to us.
- We do the verification. Our team contacts your insurance carrier to confirm your coverage, the pump models covered under your specific plan, and any next steps. If anything needs clarification, we handle it.
- Pick your pump. Based on your coverage, we'll show you which Hygeia pumps are available to you. If your plan covers a standard electric pump, you'll likely qualify for the Nova Luxe, Express, or Fit Pro. We'll walk you through the options.
- Your pump ships. Once everything's approved, your pump ships to your home within 3–5 business days. It arrives ready to use, with everything included.
Insurance Plans We Work With
We work directly with most major US insurance carriers. Some of the plans we regularly process:
| Carrier | Notes |
|---|---|
| Blue Cross Blue Shield | Accepted across most BCBS regional plans nationwide. |
| Aetna | Covered under commercial and Medicaid managed care plans. |
| UnitedHealthcare | Accepted across UHC commercial, Optum, and UHC Community plans. |
| Cigna | Covered under individual, employer, and marketplace plans. |
| Humana | Accepted under commercial, Medicare Advantage, and Medicaid plans. |
| Tricare | Covered for active duty and eligible dependents. |
| Medicaid (state plans) | We work with Medicaid managed care plans across most states. |
| Many others | We work with hundreds of regional and employer plans. If your plan isn't listed, fill out the form and we'll check. |
Which Hygeia Pumps Are Covered
All Hygeia electric breast pumps are eligible for insurance coverage as durable medical equipment (DME). The specific model your plan covers depends on your carrier's tier structure — we'll confirm this during verification.
| Pump | Coverage Notes |
|---|---|
| Fit Pro | Covered by most standard insurance plans. The most cost-effective option is often $0 out-of-pocket with insurance. Good choice for budget-conscious moms. |
| Esprit | Covered under plans with wearable pump benefits. Hospital-grade wearable option. Verify if your plan specifically covers wearables. |
| Express | Covered under most plans offering wearable pumps. Premium wearable with hands-free technology. Check if your plan includes wearables. |
| Nova Luxe | Covered by mid-to-upper tier plans. Premium hospital-grade pump. May require an upgrade cost if your plan's allowance is lower. |
Ready to Get Started?
The insurance form takes about two minutes. We verify your coverage, confirm your pump options, and handle everything after that. Your pump ships to your door. You don't owe us anything — your insurance takes care of it.
- Your insurance card (member ID and group number)
- Your due date or date of delivery
- A prescription from your healthcare provider (or we can help coordinate it)
That's it. Fill out the form and we'll take it from there.
Questions before you start? Reach out to our team — we're here to help.
Frequently Asked Questions
When can I order?
Most plans allow you to order between 30 and 60 days before your due date. We'd recommend ordering in your third trimester. It gives you time to get familiar with the pump before the baby arrives, and avoids any last-minute shipping delays. You can absolutely order after delivery too, but earlier is better.
Do I need to talk to my insurance company first?
No. That's what we're here for. You don't need to call your carrier, navigate their DME portal, or decipher your benefits booklet. Fill out our form, and we handle all of that on your behalf. We'll contact you if there's anything we need from you.
My insurance already sent me a pump. Can I still get Hygeia?
If you received a pump through a previous pregnancy or under a separate benefit, check whether your current pregnancy triggers a new benefit cycle — it usually does. If your plan's benefit hasn't been used this pregnancy, you may be eligible for a new pump regardless of what happened before. We can check this for you.
What if my insurance says they don't cover breast pumps?
Push back politely but firmly. If your plan is ACA-compliant, it's required to cover this. Ask the representative to check specifically under preventive care benefits for breastfeeding support or durable medical equipment. If they still say no, ask for it in writing, then contact us. We've helped moms navigate coverage disputes before and we know which questions to ask.
Does insurance cover accessories and replacement parts?
Sometimes. It depends on your plan. Some carriers cover flanges, storage bags, and spare parts as part of the breast pump benefit. Others cover the pump only. We'll ask about accessories during your coverage verification so you know exactly what's included before you order.
What about lactation consultant support?
Lactation consultations are also covered under the ACA's preventive care mandate for most plans. Hygeia partners with Nest Collaborative to offer virtual IBCLC sessions and many of those are covered by insurance at $0 as well. If you want to check lactation coverage alongside your pump, just mention it in the insurance form and we'll verify both.
How to get a free breast pump through insurance before my baby is born?
Most insurance plans allow you to order and receive your breast pump 30 to 60 days before your due date. You will need to get a prescription from your OB/GYN during your third trimester, which you can then submit to your insurance or directly to Hygeia Health to process your early order.
Can I get a free breast pump if I'm on Medicaid?
In most states, yes. Medicaid is required to cover preventive services under ACA guidelines, and breast pumps are included. However, coverage varies by state, so call your state Medicaid office to ask specifically about breast pump coverage. If your state's Medicaid doesn't cover pumps, WIC programs in many states provide breast pumps or rental coverage.